Fundamentals of Credit Appraisal
- 00h 00m 00s
- 0000-00-00 00:00:00
About Course
Day 1: Understanding Credit Appraisal Fundamentals
Session 1: Introduction to Credit Appraisal
- Definition and importance of credit appraisal
- Role of credit appraisal in lending institutions
Session 2: Types of Credit
- Different types of credit products (e.g., personal loans, business loans, mortgages)
- Understanding the specific requirements for each type of credit
Session 3: Credit Risk Assessment
- Identifying credit risk factors
- Credit scoring models and their relevance
Session 4: Financial Statement Analysis
- Basics of financial statements (income statement, balance sheet, cash flow statement)
- Analyzing financial ratios for credit evaluation
Day 2: Credit Appraisal Process and Case Studies
Session 5: Credit Appraisal Process
- Step-by-step overview of the credit appraisal process
- Credit application and documentation requirements
Session 6: Credit Decision Making
- Evaluating creditworthiness
- Approving, rejecting, or modifying credit applications
Session 7: Case Studies and Practical Exercises
- Analyzing real-world credit scenarios
- Hands-on exercises to assess credit risk
Session 8: Regulatory and Compliance Considerations
- Understanding legal and regulatory requirements in credit appraisal
- Compliance with anti-money laundering (AML) and know your customer (KYC) regulations
Session 9: Wrap-up and Q&A
- Recap of key concepts and takeaways
- Open floor for participant questions and discussions
Short Description
Fundamentals of Credit Appraisal